A reverse mortgage is that loan guaranteed by way of a lien regarding the home that is in first position that is lien. Which means that every other liens filed by other creditors up against the property following the reverse mortgage could be subordinate to your lien that is prior.
I would personally need certainly to recommend you counsel about the rights of other lienholders that you contact an attorney who practices in the state in which the property is located to give. We really don’t know just exactly just just what liberties the judgement owner might or might not have in your state and I also would doubt that any loan would shield you against other judgements.
There might be a hesitancy regarding the an element of the other lienholder to attempt to enforce the lien with extra action ahead of your ultimate purchase associated with home (though and this would be something to discuss with your attorney if they even have that right in the first place) due to the priority of the reverse mortgage and what that would require of them.